Funding Options

GI Bill

If you are planning to file for VA reimbursement using your GI bill, you MUST notify MIL2ATP before signing up.

VA reimbursement for certain flight training is available to military members using the GI Bill.

MIL2ATP offers VA reimbursement for flight training. Below is an overview with some basic information on using your GI Bill to pay for flight training; however, there are a number of details that depend on your situation, so please contact MIL2ATP for specifics. We will explain the process and ensure you have the required paperwork.


Flight training is considered vocational training, which is capped at $14,881.59 per year; vocational training is not eligible for housing or book/supply stipends. If you are considering further education or plan to give your benefits to your kids, you will get more value from your VA benefits by using it for education. To see a summary of flight training benefits, see

The following training programs are available for reimbursement:

•Airline Transport Pilot (ATP)

•ATP Certification Training Program (ATP-CTP)

•Additional Category or Class Rating (Multiengine Airplane)

Workforce Innovation and Opportunity Act (WIOA)

What is WIOA?Approval Process:Information to obtain from your workforce area:

The best way to find a contact is to do a search for WIOA and your state – most workforce areas have a website. Before getting too far into reading regulations, etc., recommend finding a contact for your local area and ask the questions below. Every board I’ve spoken to provides different information so don’t spend much time trying to understand the program ahead of time.

Questions to ask:

1. Qualification based on where you live. Ensure you qualify for WIOA based on where you are currently living and your state of residence. Make sure to explain that you are military, as some areas consider military members “displaced workers” so you don’t have to be a resident of the state as long as you have orders to the base.

2. Qualification based on income. Some areas require you to be out of work to qualify for WIOA funds. Some will approve funding for training within a specific number of days prior to separation from the military (although some areas don’t allow retirees to utilize the program, only separating military members).

3. Qualification based on availability of GI Bill. Some areas require that you exhaust your GI Bill before using WIOA.

4. Demand for job in the area. Make sure to specify that there is a national shortage of pilots; however, some areas require that the job be in demand IN THE LOCAL AREA in order to approve WIOA funding.

If you qualify for WIOA funding based on the information above, please let the workforce board know that you are interested in training with MIL2ATP (you might have to explain why you aren’t training locally). Our school is on the Eligible Training Provider List (ETPL) for NC and we are willing to pursue approval with their workforce board – please request that they contact us to provide additional details for approval.

Credentialing Opportunities Online (COOL)

What is COOL?

Army Cool:

•Airline Transport Pilot

•Commercial Pilot, Airplane Multi-Engine (AME) Rating

•Commercial Pilot, Airplane Single Engine (ASE) Rating

•Flight Instructor Pilot

•Private Pilot, Airplane Multi Engine (AME) Rating

•Private Pilot, Airplane Single Engine (ASE) Certificate•Remote Pilot

•Sport Pilot Certificate

Navy COOL:

Testing is covered to a maximum of $4500; training is not covered, but there are exceptions. Funds are available to all ranks in certain career fields (certain ratings / assignments).

*Per the website, only the Remote Pilot certificate is COOL-funding approved; however, we have had students receive COOL reimbursement for other flying ratings. We know ATP is approved – feel free to apply for any flight rating and see if it works (and let us know what works so we can update this page!).

If interested, check eligibility at (see “CHECKING YOUR ELIGIBILITY” tab)

Apply for approval BEFORE training at (click “GET A VOUCHER” at the bottom of the page) or at

Air Force COOL:

Testing is covered to a lifetime maximum of $4500; training is not covered. Funds are available to enlisted Airmen in certain AFSCs. Funds are only approved for Private Pilot Airplane Single-Engine and Remote Pilot certificates.

Go to and check your eligibility at the bottom of the page, and then follow the steps to complete the process. Contact MIL2ATP for an itemized price quote and a Credentialing Eligibility Letter, which you will need for steps 2 and 4.

Marine COOL:

Testing is covered through the use of exam vouchers. Funds are available to enlisted Marines only. Credentials must align with the servicemember’s MOS or collateral duty / out-of-billet MOS. See process and check eligibility here:

To find available credentials, go to and click “Navigator” at the top of the page and “I want to Explore Opportunities Related To” to find eligible credentials based on MOS / experience.

Coast Guard COOL:

Testing is covered for two credentials per fiscal year; training is not covered. Credentials must be aligned with current or prior rating, academic degree, or off-duty training. The following pilot certificates are approved to be covered by COOL:

• Airline Transport Pilot (ATP)

• Commercial Pilot, Airplane Multi-Engine (AME) Rating

• Commercial Pilot, Airplane Single Engine (ASE) Rating

• Flight Instructor Certificate

• Multiengine Flight Instructor Rating (MEI)

• Private Pilot, Airplane Multi Engine (AME) Rating

• Private Pilot, Airplane Single Engine (ASE) Rating

• Remote Pilot

• Sport Pilot Certificate

Further information to include eligibility, funding criteria, and timeline can be found at this link:

Apply for approval in MyCG Ed. More details available at the link above.

Pilot Finance

What is Pilot Finance?

The most economical way to complete your flight training is to fly consistently and frequently. If finances are an issue, you can take an aviation-specific loan to ensure you don’t have a break in training. We work with Pilot Finance for students who are interested in using a loan to pay for the training. This is available for the private and instrument students flying 1-5 times a week; see the FAQs for other funded training. A number of our students have successfully used this loan, but we only recommend it if you commit to completing the training quickly.


We will help you complete the application for the training program which will include expected training expenses, training schedule, etc. You will complete a private application with Pilot Finance to receive approval for the loan. Once approved, you will pay a monthly payment to Pilot Finance and we will send all training invoices to Pilot Finance for payment.

Any questions about the details of the loan (rates, term, etc.) will need to be directed to Pilot Finance. You can find more information and contact details at